The financial industry tends to focus on married couples or widows. The assumption one is tempted to make is the retirement planning for single people is easier and that single people don’t need help. The opposite is actually true – single people have more complex retirement planning needs and the need for outside help is just as great as for married couples. There are several reasons for this. Below is my list of issues that single people face that married people do not and why single people may need professional help sooner than married couples.