Like anything related to Social Security, the rules for people who are divorced start out straight forward, but can get very complicated as your situation changes. In general, you are entitled to “spousal benefits” based on your former spouse’s work record if:
Loosely defined, “spousal benefits” are one-half of your spouse’s benefit amount. The full definition is much more complicated, but for our purposes, this simplified definition will suffice. It is also important to note that your ex-spouses benefits are not impacted by anything you do related to spousal benefits.
Now for some of the complexities…
There are several reasons why this is important when planning your divorce:
This is a brief summary of how Social Security benefits are impacted by your divorce. You should talk with your financial divorce analyst in more detail about your rights, obligations and issues specific to you and your situation.