Following are links to some of the many helpful free or low-cost information sources available to consumers online. JK Financial Planning does not endorse any of the views, organizations, companies, or products. We just want to provide you with resources to help make your financial and life-planning choices easier.



Get Smart About Money – National Endowment for Financial Education (NEFE) financial education program. Click on the pictures on the left side of the screen to access the articles and tools.

American Association of Individual Investors – “AAII is a nonprofit organization that arms individual investors with the education and tools they need to build wealth”.

Kiplinger Personal Finance – Timely personal finance advice and business forecasts; includes news, rates, calculators, quotes, columns, and advice on finance and business. – Quality financial education; investment information, research, and screening tools.

Mutual Fund Investors Center Educational – center with planning tools and mutual fund tracking

Morningstar – Mutual fund and stock ratings, portfolio tracking and education sections for all areas of personal finance, including 529 plans and other tools

CNN Money – Sources for personal finance commentary and planning tools

Yahoo Finance – Financial news and commentary on U.S. and world markets, plus investment, loan, and insurance centers.


DEBT MANAGEMENT and – Both offer general information on topics like debt and bankruptcy, overspending, credit repair, strategies for repaying debts, and debt collections. – Its “Debt Reduction Planner” helps with ideas to reduce your debt. – Tips and tools for dealing with credit and debt reduction issues.



College Board Online-The College Board Library – Student and parent information; college planning news, tools and resources. – Independent and objective information on different ways to save and pay for college; plenty of interactive tools. – Offers a variety of information and potential lenders, as well as a tool to estimate your payments after you get a loan. – More independent and objective information. They bill themselves as “The SmartStudentTM Guide to Financial Aid”. – Its “Get Money” feature offers plenty of help in calculating and finding financial aid.



AARP – Targets those 50 or older planning for or already retired; all kinds of useful information; be sure to check out Learning and Technology; Family, Home and Legal; Money, and Work.

Agency on Aging – A gold mine of government resources for seniors to home and community-based services through programs funded under the Older Americans Act.

Medicare – Learn about eligibility and benefits, billing, compare health-care options, download Medicare forms, and locate participating providers by geographic area.

Social Security Administration – Access to a wealth of information related to Social Security; obtain general planning information; apply for benefits and even file online.



Know Your Stuff – Free home inventory program.

Health Savings Accounts – Department of Treasury HSA information

Long Term Care Link – Links to providers, information and more. – Insurance marketplace for a variety of insurance products, including automobile, term life, homeowners, renters, and individual health insurance; includes resource center. If you request a quote, you will need to enter personal information and you will get several emails from insurance companies.

PrimeQuote – Insurance marketplace specializing in life insurance needs; includes glossary of related terms. If you request a quote, you will need to enter personal information and you will get several emails from insurance companies.



Nolo Law Center – The Wills and Estate Planning link provides access to plain-English articles on topics like estate-planning basics, living wills, funeral planning, and various other legal documents.

Aging With Dignity – Learn how to ensure that your wishes will be followed in the event of a serious illness with the help of a Living Will and other documents; how to discuss your wishes with loved ones and your physician, and where to obtain resources for family caregivers; includes link to related sites. Check out its “Five Wishes” brochure.



MSN Money’s Money Central – News and commentary from major media outlets.

Yahoo! Finance – News, personal finance help and investing information.

CNN Money – Business news, plus market snapshots and investing information.

Smartmoney – From Dow Jones & Company Inc., publishers of The Wall Street Journal, and Hearst Communications; online magazine of personal business includes information on stocks, bonds, mutual funds, the markets, and more.



Internal Revenue Service – Tax information, directions, tools, downloadable forms, and more.

TurboTax from Intuit – Get plain-language answers to your tax questions, summaries of tax-law changes, tax tips and insights, calculators, and forms.

Tax Cut from H&R Block – More tax tips and calculators.



The Garrett Planning Network – An international network of independent financial advisors and planners offering hourly, as-needed financial planning and advice to anyone regardless of income.

CERTIFIED FINANCIAL PLANNER (CFP®) – Board of Standards Information about CERTIFIED FINANCIAL PLANNER!” (CFP®) licensees and the financial- planning profession, including what it takes to become a CFP® and tips on how to select a financial advisor.

National Association of Personal Financial Advisors (NAPFA) – Information about NAPFA and Fee-Only financial planners, including why choose a Fee-Only financial advisor.

Financial Planning Association – The major professional membership organization for the financial planning community.



American Bar Association – Offers an online lawyer referral service plus plenty of helpful consumer information.

Centers for Medicare & Medicaid Services – All things to know about Medicare, Medicaid, and many other federal and state-administered health programs.

Department of Health and Human Services – Hot links to all kinds of valuable health, health care, drug, food, and medical information as well as more resources.

Employee Benefit Research Institute – Nonprofit, nonpartisan organization committed to data dissemination, policy research, and education on economic security and employee benefits; check out its domestic-partner benefits fact sheet.

Federal Trade Commission – News and information about the latest investment scams.

FirstGov – The U.S. government’s official Web portal with hot links to agencies, information, and help from the federal government.

Internal Revenue Service – Tax information, directions, tools, downloadable forms, and more.

Legal Services Corporation – Click on Get Legal Services for a list of government-funded legal services available in your area for qualified individuals.

Securities and Exchange Commission – Federal agency that regulates and supervises securities markets; a wealth of free information and tutorials on money, finance, investing, regulations, corporate operations, and more (check out the online brochures); links to EDGAR, the SEC database of filings by public companies; check out brokers and firms, too.

Social Security Administration – News and how-to information on tax withholding, obtaining a replacement card or Statement of Earnings and Benefits, etc.

Treasury Direct – Buy US Treasury securities directly.



At certain places on this JK Financial Planning Internet site, live ‘links’ to other Internet addresses can be accessed. Such external Internet addresses contain information created, published, maintained, or otherwise posted by institutions or organizations independent of JK Financial Planning. JK Financial Planning does not endorse, approve, certify, or control these external Internet addresses and does not guarantee or assume responsibility for the accuracy, completeness, efficacy, timeliness, or correct sequencing of information located at such addresses. Use of any information obtained from such addresses is voluntary, and reliance on it should only be undertaken after an independent review of its accuracy, completeness, efficacy, and timeliness. Reference therein to any specific commercial product, process, or service by trade name, trademark, service mark, manufacturer, or otherwise does not constitute or imply endorsement, recommendation, or favoring by JK Financial Planning.


Jeff Kostis, President

Certified and experienced, Jeff shares his insight to help educate each client.

  • CPA/PFS, 2008; CPA, 1995
  • Master’s degree in Accounting, University of Texas, 1993
  • Graduate of Bradley University, 1991