Should I move my 401(k) to my new company or do an IRA rollover?

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This is one of the most common questions I get from clients and friends when starting a new job.  While there are many issues to look into, two of the most important are the fees in the 401(k) plans and the investment selections available.

Recently, a study was done by Pension Data Source about the fees in 401(k) plans.  Among other things, the 2012 study found that 401(k) fees in large plans averaged about 1.03% per year versus 1.47% for small ...

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Small investors regain confidence and return to markets

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This headline wins the first “Reasons Why You Need A Financial Planner” headline award of 2013.  Why is this so scarry?  Because the equity markets are near their pre-crash highs after a trying 5 years in the markets.  If small investors ran from the markets during and after the crash and are just coming back now, they have done exactly what people say they don’t do – buy high and sell low.  How else do you explain selling as the market drops ...

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