Retirement planning for women

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Do women need different retirement planning services than men?  If you listen to the advertising campaigns of many brokerage companies and so-called “financial planners”, the answer is yes.  They offer “special programs” and “proprietary solutions” exclusively for women in a neatly wrapped package.

Women without partners do face different retirement challenges than men without partners.  Generically speaking, women live longer, earned less in their working years and have a lower risk tolerance than their male counterparts.  This does NOT mean, however, ...

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